Powerbuilding Digital Newsletter #95

Fitness / Motivation / Technology & A.I / Crypto

Welcome to Edition 95 of the Powerbuilding Digital Newsletter—your weekly edge in strength, mindset, innovation, and financial awareness. Whether you’re a long-time follower or reading for the first time, we’re glad you’re here and ready to level up with us.

Each edition is built to deliver high-impact value across four essential domains, helping you train smarter, think clearer, and stay informed in a world that never stops moving:

Fitness Info & Ideas
From advanced training strategies to practical recovery methods, this section helps you stay on track and in top physical form—no matter your level.
Motivation & Wellbeing
Fuel your drive with mindset tools, habit-building frameworks, and wellness tips that promote mental toughness, clarity, and purpose.
Technology & AI Trends
Stay current with the latest developments in artificial intelligence, automation, and digital tools that are transforming industries and daily life.
Crypto & Digital Asset News
Get the latest on market trends, ecosystem updates, and key shifts in the crypto world so you can make smarter moves in the digital economy.

Edition 95 is about elevation—physically, mentally, and digitally. Thanks for being part of this journey. Let’s keep pushing boundaries and building forward, together.

Fitness

How to Build a Weekly Split Workout Routine That Works

Ever felt like you’re spinning your wheels at the gym? One week it’s chest and arms every day, the next week you’re running laps. That’s where a weekly split workout routine steps in to save the day. It’s like having a GPS for your gains. Structured, purposeful, and built to help you progress.

Let’s dive into how to build a weekly workout split that actually works—no guesswork, no fluff.

What Is a Weekly Split Workout Routine?

A split workout routine divides your weekly training sessions by muscle groups or movement patterns. Instead of working your whole body in one session, you target specific areas on different days.

For example:

Monday: Chest and Triceps
Tuesday: Back and Biceps
Wednesday: Legs
Thursday: Shoulders

This type of routine allows you to train with more volume and intensity while still giving muscle groups enough time to recover.

Key Benefits of Split Routines

Targeted Focus: You can zero in on one or two muscle groups each session.
Better Recovery: Splitting workouts ensures muscles have enough rest before their next session.
Higher Frequency: You can hit muscle groups more than once a week if desired.
Improved Mind-Muscle Connection: Fewer muscles per day = better engagement.

Understand Your Fitness Goals

Before you build a plan, ask yourself: What do I want out of this?

Fat Loss: Stick with high-intensity training and add cardio post-workout.
Muscle Gain (Hypertrophy): Focus on volume and progressive overload.
Strength: Incorporate compound lifts like squats, deadlifts, and bench press with lower reps.

Your goal will shape your split. No one-size-fits-all here.

Know Your Training Experience Level

Beginners: Start simple. A 3-day full-body or upper/lower split works wonders.
Intermediates: Move into a 4 or 5-day routine with more muscle group focus.
Advanced Lifters: You can handle more volume—think PPL or double splits.

Don’t overcomplicate if you’re just starting. Master the basics first.

Decide How Many Days You Can Train

Consistency beats perfection. Choose a split that fits your schedule.

3 Days/Week: Full-body or Upper/Lower/Full
4 Days/Week: Upper/Lower split
5 Days/Week: Bro split (one muscle group/day)
6 Days/Week: Push/Pull/Legs twice a week

Popular Weekly Split Types

3-Day Full-Body Split

Perfect for busy schedules. You train all major muscle groups every session.

Example:

Mon: Full-body A
Wed: Full-body B
Fri: Full-body A

Alternate A and B weekly.

4-Day Upper/Lower Split

More recovery, good balance.

Example:

Mon: Upper
Tue: Lower
Thu: Upper
Fri: Lower

5-Day Bro Split

One muscle group per day.

Example:

Mon: Chest
Tue: Back
Wed: Legs
Thu: Shoulders
Fri: Arms

6-Day Push/Pull/Legs (PPL) Split

Ideal for advanced lifters.

Mon: Push (Chest, Shoulders, Triceps)
Tue: Pull (Back, Biceps)
Wed: Legs
Thu: Push
Fri: Pull
Sat: Legs

Sample Weekly Split Workout Plans

Beginner 3-Day Plan

Mon: Full Body (Squats, Bench, Rows)
Wed: Full Body (Deadlifts, Overhead Press, Lat Pulldowns)
Fri: Full Body (Lunges, Push-ups, Curls)

Intermediate 4-Day Plan

Mon: Upper Strength
Tue: Lower Strength
Thu: Upper Hypertrophy
Fri: Lower Hypertrophy

Advanced 5-6 Day Plan

Mon: Chest + Abs
Tue: Back + Calves
Wed: Legs
Thu: Shoulders
Fri: Arms
Sat: Optional – Mobility or Weak Point Training

Exercise Selection Tips

Compound First: Squats, deadlifts, presses—build your base.
Then Isolation: Curls, lateral raises, leg extensions.
Machines vs. Free Weights: Use both depending on your goal and safety.
Train like a sculptor: heavy hammer first, then chisel the details.

Rest and Recovery Are Non-Negotiable

You don’t grow in the gym. You grow while recovering.

Sleep: Aim for 7–9 hours
Rest Days: At least 1–2 per week
Nutrition: Fuel your workouts and your recovery with proper protein, carbs, and fats

No rest = no results.

Tracking Progress and Making Adjustments

Keep a workout log or app.

Track:

Exercises
Sets/reps
Weights used

Progress stalls? Change one variable: more volume, different exercises, or increased intensity.

Mistakes to Avoid in Split Training

Skipping Leg Day: Don’t be that person.
Doing Too Much: More isn’t always better.
No Plan = No Progress: Wandering around the gym won’t cut it.

Supplements and Nutrition Tips

Keep it simple:

Protein Powder: Helps meet daily intake
Creatine: Boosts strength and endurance
Pre-Workout (Optional): For energy and focus
Electrolytes: Hydration during intense sessions

Eat real food, too—supplements just supplement your diet.

Conclusion

A well-designed weekly split workout routine turns your fitness goals from wishful thinking into tangible results. It’s all about building a smart, consistent plan that fits you. Don’t try to do everything at once. Pick your days, know your goals, and execute with intensity and intention.

And hey—make it fun. The best routine is the one you actually stick to.

Motivation

Breaking Illusions: The First Step to True Self-Realization – Transformative Insights + 21 Steps

Self-realization isn’t just a lofty concept whispered in spiritual circles—it’s the awakening to your truest, most authentic nature. At its core, it’s about shedding the false layers you’ve accumulated from childhood, society, media, and trauma to reveal the you beneath it all.

In the first 10% of this article, let’s ground the keyword: Breaking illusions is the cornerstone of this process. Before you can realize your full potential, you must confront the illusions—both self-imposed and societal—that distort your perception of reality.

This journey isn’t reserved for monks or mystics. It’s for you, especially if you’re feeling stuck, disconnected, or unfulfilled. Self-realization leads to a life of purpose, peace, and clarity.

The Role of Illusions in the Human Experience

We’re born into a world full of constructs—labels, roles, expectations. Over time, we internalize these external cues until they feel like personal truths. But are they?

Common Psychological Illusions We Cling To

Illusion of control: Believing we can manage every outcome.
Illusion of permanence: Assuming things will always stay the same.
Illusion of identity: Equating your job, status, or body with who you are.

These illusions create a false sense of safety. Ironically, they also imprison us.

Cultural and Social Constructs as Invisible Barriers

Consider this: What if your idea of success, happiness, or even love was programmed by someone else’s agenda?

From school systems to media and family traditions, we adopt templates that may not align with our deeper truth. These constructs often go unquestioned, forming a framework of illusion we treat as reality.

Why Breaking Illusions Is So Difficult

If breaking illusions were easy, we’d all be enlightened. The truth? It’s hard—really hard—because it forces us to confront the unknown.

Fear of Change and Uncertainty

The brain resists change. It prefers predictability, even if it’s painful. That’s why many people cling to familiar dysfunction rather than risk unfamiliar freedom.

Ego Defense Mechanisms

The ego thrives on illusions. It tells you:

“You need validation to be worthy.”
“You are what you have.”
“You can’t change.”

Letting go of illusions is a death to the ego—but a birth to the soul.

Step-by-Step Guide to Breaking Illusions

Step 1–7: Building Awareness

Notice repetitive thoughts – They’re often rooted in illusion.
Observe emotional triggers – They highlight where illusions live.
Keep a daily journal – Reflect on your reactions, judgments, and fears.
Limit digital consumption – Reduce media-induced illusions.
Question everything – Why do you believe what you believe?
Practice stillness – In silence, truth arises.
Name your inner voices – Differentiate intuition from conditioning.

Step 8–14: Inner Reflection & Emotional Intelligence

Identify limiting beliefs.
Examine early life influences.
Revisit past wounds.
Develop empathy for yourself.
Reframe painful experiences.
Accept contradictions in your identity.
Replace self-criticism with self-inquiry.

Step 15–21: Transformation Through Action

Meditate daily.
Set boundaries with toxic influences.
Engage in shadow work.
Embrace failure as feedback.
Have uncomfortable conversations.
Commit to authenticity, not approval.
Take aligned action, not reactive motion.

Signs You’re Moving Toward True Self-Realization

Inner Peace and Non-Attachment

You begin to detach from results. You’re no longer obsessed with being right, liked, or validated. Peace becomes your baseline.

Embracing Uncertainty With Confidence

Uncertainty no longer frightens you. Instead, it excites you. You recognize it as the playground of possibility.

How Mindfulness Helps Shatter Illusions

Mindfulness is the flashlight in a dark cave of illusions. It reveals patterns, brings stillness, and creates space between impulse and response.

Regular practice enhances self-awareness.
It teaches you to observe rather than identify with thoughts.
It builds emotional regulation.

Tools and Techniques for Ongoing Self-Realization

Meditation, Journaling, and Cognitive Inquiry

Practice mindfulness meditation.
Free-write stream-of-consciousness for 10 mins daily.

Guided Retreats and Mentorship

Consider working with therapists trained in depth psychology, somatics, or trauma healing.

Check out this article from Psychology Today for deeper insights into illusion breaking.

The Connection Between Illusions and Limiting Beliefs

Every illusion supports a limiting belief. For example:

Illusion	Limiting Belief
I must be perfect	I am not enough
Money = success	I’m only valuable if I achieve
Emotions = weakness	Vulnerability is dangerous

To break the belief, confront the illusion.

How Breaking Illusions Impacts Relationships

You stop seeking completion in others.
Communication becomes more honest.
Relationships shift from dependency to authenticity.

The Spiritual Side of Self-Realization

Spirituality isn’t about religion—it’s about returning to wholeness. When illusions fade, you remember: you were never broken to begin with.

You realize:

You are not your thoughts.
You are awareness itself.
You are already enough.

Technology & A.I

3D Environments with AI: SpAItial and the Future of Text-to-3D Technology

The Next Frontier in Generative AI: From Text-to-Image to Text-to-3D

While AI models like OpenAI’s GPT-4o and Stable Diffusion have revolutionized how we generate realistic images from text, a new frontier is emerging—full 3D environment generation from simple prompts. Unlike the abundance of image-based generative models, platforms capable of creating rich, interactive 3D scenes are still in their infancy. However, that tide is beginning to turn with innovators like Matthias Niessner leading the charge.

Meet SpAItial: A Startup Shaping the Future of 3D AI

SpAItial is the latest AI venture founded by Matthias Niessner, a renowned professor of visual computing and AI at the Technical University of Munich. Taking a break from academia, Niessner is channeling his expertise into building a foundation model designed to generate immersive 3D environments from text. The startup has already made waves by securing a remarkable $13 million seed round—an unusually large sum for a European early-stage tech company.

Led by Earlybird Venture Capital, with additional backing from Speedinvest and several notable angel investors, SpAItial’s funding success demonstrates the market’s growing appetite for next-gen 3D AI innovation.

A Dream Team of AI Veterans

Despite having only a teaser video to showcase so far, SpAItial’s biggest asset might be its elite technical team. Niessner has recruited Ricardo Martin-Brualla, formerly of Google’s 3D telepresence platform Beam, and David Novotny, who spent six years at Meta developing text-to-3D tools. Together, they bring deep expertise in computational graphics, machine learning, and scalable AI system design.

Their shared mission? Build photorealistic, interactive virtual worlds that not only look real but also behave like the physical world.

The Vision: Beyond Static Worlds—Towards Interactive Realism

What sets SpAItial apart is its ambitious vision. Niessner isn’t just focused on creating beautiful 3D spaces—he wants these digital environments to be fully interactive. Think: a glass shattering in real-time, a door opening with realistic physics, or the ability to design a playable game level with just a line of text.

This is the “Holy Grail” Niessner refers to: empowering users, even kids, to design dynamic, playable 3D games in minutes using only their imagination and a prompt.

The Competitive Landscape in Text-to-3D AI

The text-to-3D space is heating up, though it’s still far less crowded than the text-to-image domain. Competitors like Odyssey—which raised $27 million to focus on entertainment applications—and World Labs, founded by AI luminary Fei-Fei Li and already valued at over $1 billion, are also pushing the envelope.

Yet, Niessner believes that true competition in this field is still limited. Most existing models prioritize visual output, whereas SpAItial is gunning for both appearance and behavior. The ultimate goal is not just realism, but realism that responds and evolves.

From Video Games to Real-World Applications

While the most obvious use case for this technology lies in game development, the applications extend far beyond. These generative 3D environments can also revolutionize:

Digital Twin Technologies
Simulate real-world infrastructure in smart cities and industrial design.
Augmented and Virtual Reality
Create on-demand immersive experiences for education, tourism, or healthcare.
Construction and Architecture
Generate realistic 3D visualizations of planned developments.
Robotics and Simulation
Train autonomous agents in accurate, responsive virtual settings.

The potential value of these use cases has many speculating that this could be a trillion-dollar market in the making.

Monetization Strategy: Licensing the AI Foundation Model

Rather than go straight to market with a single product, SpAItial plans to license its foundational model to developers and companies. This strategy allows for a broad array of downstream applications, customized to fit different industries. According to Niessner, early engagement with selected partners will be key.

“We want to at least work with a few partners,” Niessner explained, “and see how they can use the APIs.”

Smart Scaling: Quality Over Quantity

While many AI startups race to scale their teams quickly, SpAItial is taking a different path. The focus is on building a small, highly skilled team dedicated to pushing the technical boundaries. Rather than chasing headcount, the team is prioritizing breakthroughs in realistic interaction within 3D environments.

This includes investments in high-performance computing to handle the immense processing demands of training and deploying such complex models.

A Glimpse into the Future of 3D AI

What happens when anyone can create an interactive 3D world with a single prompt? According to Niessner, we could soon see a future where creative storytelling, game development, education, and even engineering are transformed by AI-generated virtual spaces.

The implications stretch from democratizing game design to potentially replacing traditional CAD tools in industries like manufacturing and architecture.

SpAItial is Building More Than Worlds—It’s Building the Future

SpAItial is more than just another AI startup—it’s a glimpse into the future of digital interaction. By merging deep AI expertise with a bold vision for interactive 3D worlds, Niessner and his team are pioneering a new category in generative technology. As the lines between real and virtual blur, SpAItial is positioning itself to be at the forefront of a revolution that could redefine how we build, play, and experience the digital universe.

Why Teenagers Must Master AI Tools Now to Stay Ahead in a Rapidly Changing World

Embracing Artificial Intelligence: A Critical Step for Gen Alpha

As artificial intelligence continues to revolutionize nearly every industry, teens who fail to adapt could risk falling behind. According to Demis Hassabis, CEO of Google DeepMind, learning how to use and understand AI tools is as vital for today’s teens as the internet was for millennials or smartphones were for Gen Z.

During a recent episode of Hard Fork, a leading tech podcast, Hassabis emphasized that generative AI is not a passing trend — it’s the foundational technology of this generation.

“Over the next 5 to 10 years, I think we’re going to find what normally happens with big new technology shifts, which is that some jobs get disrupted,” Hassabis said. “But new, more valuable, and usually more interesting jobs are created.”

The AI Revolution Has Already Begun

The generative AI boom officially began in 2022 with the launch of OpenAI’s ChatGPT, sparking a global wave of innovation, investment, and inquiry. Since then, the capabilities of AI have expanded at an unprecedented pace, changing how businesses operate and how people interact with technology.

At the forefront of this revolution is Google DeepMind, the powerhouse behind Gemini, Google’s advanced AI chatbot. Demis Hassabis is spearheading the company’s pursuit of Artificial General Intelligence (AGI) — a model that mimics human reasoning.

Though the definition of AGI varies, it is generally viewed as AI that can think, learn, and make decisions like a human. During a live session at the Google I/O developer conference, Hassabis suggested that DeepMind is likely less than a decade away from achieving this monumental breakthrough.

Why Teens Should Learn AI Tools Now

Hassabis was clear: regardless of how the technology evolves, young people will benefit immensely from understanding how AI functions.

“Whatever happens with these AI tools, you’ll be better off understanding how they work, how they function, and what you can do with them,” he explained.

For students heading to college or just beginning their careers, he advised immersing themselves in AI technologies now. His message was simple: “Become a ninja with the latest tools.”

This includes not only knowing how to use popular platforms like ChatGPT or Google Gemini but also understanding AI’s capabilities, limitations, and potential impact across industries.

The Importance of Learning to Learn

Hassabis offered a crucial piece of advice to students: develop the skill of “learning to learn.” In a fast-changing world, mastering one specific tool isn’t enough. Instead, teens must become agile learners who can adapt quickly to emerging technologies.

He stressed this point in previous talks at the University of Cambridge, encouraging students to continuously challenge themselves with new knowledge, experiments, and experiences.

Coding, STEM, and Core Skills Still Matter

While AI tools can augment human capabilities, Hassabis cautioned teens not to skip the foundational knowledge. Building a strong base in STEM (science, technology, engineering, and mathematics) is still essential.

“Get good at coding. Build fundamental skills,” Hassabis advised.

He emphasized that problem-solving, creativity, and resilience are the so-called “meta-skills” that will differentiate successful professionals in the AI age. These traits will help teens not only survive but thrive in an AI-driven economy.

Other Industry Leaders Echo the Message

Hassabis is not alone in urging youth to get comfortable with AI. Mustafa Suleyman, CEO of Microsoft AI, recently advised teenagers to experiment with new AI tools and discover their strengths and weaknesses. Learning by doing, he argues, is one of the best ways to stay ahead.

In the academic world, major institutions are responding to this technological shift. Rice University recently announced it will now offer AI degrees, joining a growing number of colleges preparing students for careers in artificial intelligence, data science, and machine learning.

Future-Proofing the Next Generation

As AI continues to evolve, one thing remains clear: knowledge is power. For Gen Alpha — the generation growing up entirely in the digital age — AI literacy is no longer optional. It’s a critical life skill that will determine whether they lead the way or get left behind.

By learning AI tools today, teens will not only unlock better job opportunities but also gain the confidence and capability to shape the future. In a world where automation, robotics, and machine learning are becoming the norm, being fluent in AI will be the modern equivalent of being fluent in a second language.

The message from top tech leaders is consistent and urgent: start learning AI now. Whether through online courses, experimentation, or formal education, the time to act is today. Teens who take initiative will be the innovators, problem-solvers, and leaders of tomorrow.

In this era of digital transformation, don’t wait to catch up — get ahead and stay ahead by embracing the tools that are reshaping our world.

Meta Restructures AI Division to Accelerate Innovation and Compete in the Generative AI Race

Meta has reorganized its AI division into two distinct units. This restructuring aims to streamline development processes and bring AI-powered innovations to market more swiftly, signaling Meta’s serious commitment to shaping the future of consumer-facing AI and artificial general intelligence (AGI).

Meta Splits AI Division Into Two Strategic Units

According to reports from Axios, Meta’s internal restructuring divides its AI resources between two newly formed teams: AI Products and AGI Foundations. This shift comes at a time when tech giants like OpenAI, Google DeepMind, and Anthropic are escalating their investments and advancements in generative AI and foundational model development.

Importantly, this organizational change does not involve any layoffs. Meta appears to be reallocating its existing workforce to align more effectively with strategic goals rather than downsizing.

AI Products Team: Enhancing User Experience Across Meta Platforms

The new AI Products team will take charge of all consumer-facing AI applications across Meta’s suite of platforms, including:

Facebook
Instagram
WhatsApp
Meta’s standalone AI chatbot app

This team will be responsible for integrating smarter AI tools and virtual assistants into everyday user experiences, from personalized content recommendations to intelligent messaging features. The goal is to accelerate the deployment of AI capabilities that enhance user engagement and retain Meta’s massive global audience.

As AI becomes more deeply embedded into social media ecosystems, Meta’s reorganization ensures it can deliver these innovations with speed, precision, and relevance.

AGI Foundations Unit: Pioneering the Future of Foundational AI Models

The second branch, dubbed AGI Foundations, will focus on long-term, big-picture research and development, particularly the improvement and evolution of Meta’s Llama AI models.

The Llama (Large Language Model Meta AI) family has become Meta’s flagship in the race for advanced language models. With competitors like OpenAI’s GPT-4, Google’s Gemini, and Anthropic’s Claude, Meta is doubling down on its efforts to build models that are:

Scalable
Open-source friendly
Capable of powering a wide array of AI applications

The AGI Foundations team will serve as the core R&D engine for pushing the boundaries of natural language processing, machine learning efficiency, and AGI capabilities.

Why Meta Is Making This Move Now

Meta’s decision to bifurcate its AI department comes amid a global boom in generative AI development. Companies like OpenAI and Google are aggressively expanding their AI ecosystems, introducing APIs, launching app integrations, and releasing cutting-edge models.

By establishing a clear divide between product execution and long-term foundational model research, Meta positions itself to:

Innovate faster in the consumer tech space
Stay aligned with emerging AI trends
Attract top AI talent with distinct career paths
Avoid organizational bottlenecks and foster specialized expertise

Llama for Startups: Strengthening the AI Ecosystem

In tandem with this reorganization, Meta recently launched the Llama for Startups initiative. This program offers early-stage companies access to Meta’s Llama models and tools to build generative AI applications.

With this effort, Meta aims to:

Cultivate an ecosystem of developers and entrepreneurs building on its AI platforms
Expand the reach and utility of Llama across industries
Compete with OpenAI’s GPT offerings and Google’s Vertex AI platform

The initiative complements Meta’s push toward open development and collaborative innovation, giving startups the opportunity to scale with enterprise-grade AI infrastructure.

LlamaCon: Meta’s Showcase of AI Ambitions

At LlamaCon, Meta’s AI-focused conference held in April, the company unveiled a slew of AI capabilities and updates intended to prove that it can keep pace with — and even challenge — the likes of OpenAI.

Highlights from LlamaCon included:

Technical demonstrations of Llama’s performance
Developer toolkits for customizing language models
Sessions targeting enterprise use cases and real-world integrations

The event underscored Meta’s broader ambition: to be recognized as a top-tier player in the generative AI space, not just a social media giant experimenting with AI.

What This Means for the Future of AI at Meta

Meta’s dual-track AI strategy reflects a maturing approach to artificial intelligence. By separating product delivery from foundational research, Meta is laying the groundwork for a future where its platforms are powered by smarter, more intuitive AI — while simultaneously working toward the grander goal of AGI.

In the short term, users can expect:

Smarter content curation and moderation
Personalized AI features across Meta’s apps
AI assistants with enhanced language capabilities

In the long term, Meta’s investments in foundational models like Llama aim to contribute meaningfully to the evolution of AGI and to make Meta a central figure in the AI economy.

Meta Signals Aggression in the AI Arms Race

Meta’s reorganization of its AI department is more than a structural update — it’s a strategic move designed to supercharge AI product development while maintaining a clear focus on next-generation research.

By empowering dedicated teams to tackle both near-term innovation and long-term breakthroughs, Meta is betting big on AI as a central pillar of its future — not just for social media, but for the entire digital economy.

With initiatives like Llama for Startups and events like LlamaCon, Meta is proving that it’s not just playing catch-up — it’s here to lead.

Crypto

Stablecoins Surge in Adoption: How USDT and B2B Crypto Payments Are Reshaping Global Finance

Stablecoins: The Future of Global Payments Is Already Here

Stablecoins have rapidly evolved from niche crypto assets into powerful tools for global digital payments. With secure, near-instant transactions and low volatility, stablecoins are increasingly seen as the backbone of a modern financial system. A recent analysis by Artemis reveals that between January 2023 and February 2025, $94.2 billion worth of stablecoin transactions were processed—marking a massive shift in how money moves around the world.

Business-to-Business (B2B) Transactions Lead the Charge

One of the most significant trends in the stablecoin ecosystem is the explosive growth of business-to-business (B2B) crypto transactions. According to the report, B2B payments via stablecoins reached an impressive $36 billion annual run rate, making it the largest category among stablecoin use cases.

These transactions are not just frequent—they’re large. On average, B2B payments conducted on blockchains like Tron and Ethereum exceeded $219,000 per transaction, showcasing the high value and institutional-level activity taking place.

Card-Linked Stablecoin Payments Gain Momentum

Another emerging trend is the rise of card-linked stablecoin payments, which surpassed $13.2 billion in annual transaction volume. These solutions allow consumers and businesses to pay directly using stablecoins via debit or credit cards, blending the ease of traditional finance with the advantages of blockchain technology.

This trend reflects a broader integration of crypto into everyday financial products, bringing stablecoins closer to mainstream consumer use.

Tether (USDT) Dominates the Stablecoin Market

Among the many stablecoins in circulation, Tether’s USDt (USDT) remains the undisputed leader. Crypto users overwhelmingly favor USDT for transactions, especially in B2B and cross-border payment scenarios. According to data from DeFiLlama, the overall market cap for stablecoins reached $247.3 billion as of May 29, 2025—a 54.5% increase in just 12 months.

While Circle’s USDC maintains a solid second place, it trails significantly behind Tether’s dominance. The wide adoption of USDT suggests that trust, liquidity, and network effects are key factors in user preference for stablecoin payments.

Governments and Financial Institutions Embrace Stablecoins

Stablecoins are no longer confined to the crypto-native community. Governments and traditional banks are now closely monitoring—and even participating in—the evolution of digital currencies.

In the United States, lawmakers are working on legislation to regulate stablecoin issuance and usage. Their goal? To maintain U.S. dollar dominance in a rapidly digitizing global economy. Meanwhile, other jurisdictions like the United Arab Emirates and the European Union have already passed regulatory frameworks that allow approved stablecoin providers to operate within their borders.

Moreover, leading financial institutions in the U.S. are reportedly in early discussions about creating a joint bank-issued stablecoin, a move that would signal deeper integration between traditional finance and blockchain-based payments.

Stripe Expands Stablecoin Services to 100+ Countries

Further validating the mainstream potential of stablecoins, fintech giant Stripe announced on May 7 that it would enable stablecoin accounts for users in over 100 countries. This strategic move empowers businesses and freelancers around the world to send, receive, and hold value in stablecoins—without the complications and delays of traditional banking systems.

Stripe’s expansion into stablecoin infrastructure is a strong indicator of how private companies are positioning themselves in the future of digital payments.

The Rise of Non-Dollar-Backed Stablecoins

While U.S. dollar-backed stablecoins dominate today, interest is growing in non-dollar stablecoins—particularly outside the United States. At the Token2049 conference, Dea Markova, policy chief at Fireblocks, emphasized that global governments are beginning to explore alternative stablecoin models that reduce reliance on the U.S. dollar.

This trend could pave the way for region-specific or commodity-backed stablecoins, offering diversification and financial sovereignty in the digital age.

Blockchain Networks Powering the Stablecoin Economy

The infrastructure behind stablecoin payments is just as important as the coins themselves. Tron and Ethereum have emerged as the two leading blockchains for stablecoin transactions. Not only do they handle high volume, but they also support large average B2B transaction sizes, reinforcing their status as enterprise-grade platforms.

Binance Smart Chain (BSC) ranks third in total transaction volume, although average transaction sizes are significantly smaller compared to Tron and Ethereum.

These blockchain platforms offer the scalability, security, and cost-efficiency needed to support the growing demand for stablecoin-based payments.

The Road Ahead: Stablecoins as a Core Pillar of Digital Finance

As adoption accelerates across both institutional and consumer levels, stablecoins are becoming a foundational pillar in the evolving global financial infrastructure. Their utility for cross-border payments, remittances, and large-scale B2B transactions is unmatched by traditional financial systems.

With rising interest from governments, regulatory clarity on the horizon, and integration into global fintech platforms like Stripe, stablecoins are poised to revolutionize how value is exchanged across the globe.

Whether you’re a business looking for faster international payments, a government aiming to modernize your financial systems, or a user simply wanting to avoid the friction of traditional banking—stablecoins are the bridge to the digital economy of the future.

SEC and Binance Reach Mutual Agreement to Dismiss Legal Battle After Two Years

In a landmark development for the crypto industry, the United States Securities and Exchange Commission (SEC) and Binance have jointly agreed to dismiss a high-profile civil lawsuit that had loomed over the cryptocurrency exchange for two years. The resolution, filed on May 29 in the U.S. District Court for the District of Columbia, marks a significant turning point in the evolving regulatory landscape of digital assets.

SEC Withdraws Legal Action Against Binance and Former CEO

According to the official court filings, the SEC and Binance Holdings—along with its affiliates BAM Trading Services, BAM Management US Holdings, and former CEO Changpeng Zhao—reached a consensus to voluntarily end the civil enforcement proceedings initiated in June 2023. This motion to dismiss reflects a strategic decision by the SEC, which stated that “in light of the foregoing, and in the exercise of its discretion and as a policy matter, the Commission believes the dismissal of this litigation is appropriate.”

This joint stipulation signals the conclusion of a contentious period between the crypto giant and U.S. regulators. Although the specific details surrounding the agreement remain confidential, legal observers note that this move likely stems from broader shifts in the SEC’s approach to digital asset oversight.

SEC’s Crypto Task Force Plays a Role in Resolution

The May 29 filing also pointed to the recent establishment of the SEC’s Crypto Task Force as a potential influence in resolving the dispute. The task force, created to streamline enforcement and foster regulatory clarity, is believed to have played a role in reshaping the agency’s litigation strategies concerning cryptocurrency cases.

This isn’t the first time that hints of a dismissal surfaced. Earlier this year, both parties requested a stay on the case—first in February and again in April—suggesting that behind-the-scenes negotiations were already underway. With the formal filing now public, the case has effectively been closed without any additional penalties or admissions from Binance related to the SEC’s original allegations.

Parallel Legal Battles and DOJ Settlement

Although this development ends one chapter of Binance’s regulatory challenges, it does not erase the legal hurdles the company has faced. In a separate matter, Binance and its founder Changpeng Zhao entered a plea agreement with the U.S. Department of Justice (DOJ) in November 2023. The crypto exchange admitted to violating the Bank Secrecy Act and agreed to a historic $4.3 billion settlement—one of the largest in fintech history.

As part of the DOJ settlement, Zhao accepted personal responsibility and was sentenced in April 2024 to serve four months in prison for failing to maintain adequate anti-money laundering (AML) controls.

These cases underline the increasing scrutiny cryptocurrency firms face as regulators push for greater transparency and compliance within the sector.

Wave of Settlements Signals Regulatory Shift

The SEC’s move to drop its case against Binance is not an isolated event. Earlier this year, the Commission also resolved lawsuits involving major crypto players such as Coinbase, ConsenSys, and Kraken. Each settlement has contributed to shaping a more cooperative regulatory environment, with many experts interpreting this trend as a pivot from aggressive litigation to more structured, policy-driven regulation.

Legal analysts suggest the SEC is recalibrating its enforcement strategy, potentially acknowledging that the crypto industry is too large and integrated into global finance to be policed solely through punitive measures.

Implications for the Future of Crypto Regulation

The dismissal of the Binance case could set a precedent for future interactions between crypto companies and regulatory authorities. By choosing collaboration over confrontation, the SEC may be signaling a willingness to work with compliant industry players rather than shutting them out entirely.

For Binance, this development offers breathing room to rebuild its U.S. operations and regain industry credibility. With its founder serving his sentence and major legal battles behind it, the company can now focus on compliance, innovation, and strategic partnerships.

Meanwhile, the SEC’s formation of a dedicated Crypto Task Force shows a commitment to creating specialized frameworks tailored to digital assets. If successful, this unit could reduce ambiguity and provide clearer guidance for businesses navigating the evolving landscape of cryptocurrency law.

A Turning Point for Crypto and Regulation

The mutual agreement between the SEC and Binance to dismiss their legal confrontation marks a pivotal moment for both the cryptocurrency sector and its regulators. As enforcement evolves into cooperation, this case may serve as a model for resolving future disputes while fostering innovation within a regulated ecosystem.

While Binance’s legal journey has been turbulent, the outcome suggests that regulatory clarity is on the horizon. As the crypto market matures, so too must its oversight—and this resolution may well be the first step toward a more stable and collaborative future for all stakeholders.

Donut Secures $7M to Launch the First AI-Powered Crypto Browser for Autonomous Agents

Reimagining the Internet with AI and Crypto at the Core

A shift is underway in how users and artificial intelligence interact with the decentralized web. Donut, a crypto-native browser custom-built for autonomous agents, has officially secured $7 million in pre-seed funding as it sets out to redefine the future of decentralized browsing and smart crypto transactions.

Strategic Investment to Power Crypto and AI Integration

This funding round, announced on May 29, was led by Hongshan (formerly Sequoia China), BITKRAFT Ventures, and HackVC. They were joined by a powerhouse of investors, including Sky9 Ventures, Matrix Partners, Makers Fund, Altos Ventures, Orthogonal Ventures, Vessel Ventures, and SonicSVM.

The fresh capital will be used to accelerate Donut’s product development, scale its engineering and design teams, and fuel early-stage community growth. The goal: to become the go-to browsing platform for both human users and crypto-native AI agents.

A New Paradigm: The First Financialized, Agent-Driven Browser

Unlike traditional browsers that serve as passive gateways to content, Donut blurs the line between browsing, finance, and automation. It integrates crypto wallets, decentralized networks, and DEX (Decentralized Exchange) functionality directly into its programmable interface — transforming browsing into a highly interactive and financial experience.

Donut allows users — and autonomous agents acting on their behalf — to:

Discover and track tokens in real time
Execute crypto trades instantly
Place speculative bets and interact with DeFi protocols
Earn yield through integrated financial actions

Everything happens natively within the browser interface — no more jumping between wallets, charts, and trading terminals.

Chris Zhu’s Vision: The Internet Built for Crypto Agents

Chris Zhu, CEO and founder of Donut, is no stranger to the crypto frontier. With a strong background in blockchain innovation and a co-founding role at Mirror World, a smart contract gaming protocol on Solana, Zhu is now focused on reshaping the frontend of the internet.

“Traditional browsers weren’t built for crypto or agents,” said Zhu. “We’re rebuilding the internet’s interface to be hyper-financialized, context-aware, and agent-driven.”

His vision reflects a rising consensus in the Web3 ecosystem: that agentic systems will soon dominate onchain activity due to the complexity, speed, and sheer volume of transactions in decentralized markets.

Behind the Browser: Crypto-Specific AI and Autonomous Agents

At the heart of Donut is a domain-specialized AI model tailored for crypto contexts. It’s supported by a swarm of autonomous browser agents capable of real-time execution.

These agents operate on a headless browsing engine, leveraging the CodeAct framework and MCP Client to:

Parse blockchain and market data
Simulate and analyze decisions
Trigger smart contract interactions
Execute trades autonomously

This setup offloads decision-making from users, allowing AI-driven agents to act on behalf of traders, investors, and DeFi participants — especially valuable in fast-paced market conditions.

Technical Leadership and Vision

The development team is led by Tim Fan, Donut’s Chief Scientist and a former AI researcher at Carnegie Mellon University and Meta AI. Fan is spearheading the architecture of Donut’s autonomous infrastructure.

“Our belief is simple,” said Fan. “In the future, most crypto transactions will be executed by intelligent agents — not individuals. We’re building the tools to make that vision a reality.”

Redefining Web3 Interaction: Donut’s Position in the Market

Donut isn’t just building a browser; it’s creating an entirely new interaction layer for Web3. The platform sits at the convergence of:

Agentic computing
Headless execution engines
Embedded finance
Autonomous DeFi interaction

Unlike wallets or DeFi dashboards, which function as isolated tools, Donut unifies these components into a single, dynamic interface. Browsing becomes a stream of automated, monetizable actions—from staking to swapping, with minimal user friction.

Hiring for the Future: Join Donut’s AI-Crypto Revolution

Donut is rapidly expanding and currently hiring across several domains, including:

Prompt engineering and AI research
Crypto product design and UX/UI
Community management and ecosystem development

Open positions are listed on the Donut careers page, inviting top talent to help scale this next-generation crypto interface ahead of its broader launch.

Why Donut Matters: A New Era for Browsers, Crypto, and AI

As the crypto landscape matures and automation becomes a necessity rather than a luxury, Donut emerges as a trailblazer in AI-powered decentralized browsing. It is more than just a tool — it’s a shift in paradigm. By fusing real-time finance, intelligent automation, and Web3-native architecture, Donut is poised to revolutionize how users and agents interact with the decentralized web.

Bybit Secures MiCA Regulatory Approval in Austria, Eyes Expansion Across Europe

Leading cryptocurrency exchange Bybit has secured regulatory clearance under the European Union’s Markets in Crypto-Assets (MiCA) regulation, following an official statement issued on May 29. The approval was granted by Austria’s Financial Market Authority (FMA), authorizing Bybit to legally offer digital asset services across the 30 nations in the European Economic Area (EEA).

This major regulatory milestone positions Bybit alongside an exclusive group of MiCA-registered entities that include industry giants such as Kraken, OKX, Crypto.com, and respected financial institutions like BBVA and Clearstream.

Austria to Become Bybit’s European Headquarters

To capitalize on its new regulatory status, Bybit is establishing its European headquarters in Vienna, Austria’s capital. The firm plans to make Austria the center of its European operations, with recruitment underway to hire over 100 local professionals across multiple departments.

Bybit’s leadership views the MiCA registration as a strategic and necessary alignment with Europe’s robust regulatory environment, which emphasizes consumer protection, financial transparency, and anti-money laundering (AML) compliance.

Mazurka Zeng, Head of Bybit Europe, highlighted the company’s intention to foster innovation by launching educational initiatives under the Blockchain for Good Alliance. This program will involve collaborations with European universities to support blockchain research and development, nurturing talent and advancing the use of blockchain for societal benefit.

MiCA Approval: Strengthening Trust and Expanding Globally

Bybit’s CEO, Ben Zhou, emphasized that regulatory alignment remains central to the platform’s global strategy. He affirmed the company’s active engagement with regulators across various jurisdictions, stating:

“We are actively collaborating with regulators and pursuing licenses globally to ensure our users can access our innovative platform with the highest levels of regulatory and compliance assurance.”

With the MiCA license in place, Bybit not only ensures its legal standing in the EEA but also boosts user trust by committing to regulatory transparency and security compliance. The move is expected to unlock greater market access, enabling the company to scale its crypto services for both retail and institutional clients across Europe.

Bybit’s Security Breach and Ongoing Recovery Efforts

Despite this regulatory win, Bybit continues to deal with the aftermath of a significant security breach that occurred in February. The cyberattack led to the loss of approximately $1.4 billion in digital assets, marking one of the most severe breaches in recent crypto history.

To enhance transparency, Bybit has launched a dedicated tracking portal to monitor and update the public on recovery efforts. According to the platform, around $644 million—nearly 46% of the stolen assets—remain untraceable. The attackers leveraged advanced crypto laundering tools such as Wasabi Wallet, Tornado Cash, Railgun, and CryptoMixer to obfuscate the origins and destinations of the stolen funds.

Notably:

$247 million was funneled through Wasabi Wallet
$94 million was processed via CryptoMixer

Bybit confirmed that $693 million of the stolen crypto is traceable, with $62.9 million already frozen through collaborative efforts with blockchain security analysts and law enforcement.

Rewarding the Crypto Community for Assistance

In response to community-led efforts in tracking the attackers and securing stolen assets, Bybit has awarded $2.3 million in bounties. A total of 13 individuals and groups received these rewards, including prominent blockchain investigator ZachXBT, as well as BitJungle and Mantle Protocol.

This community-driven bounty program highlights Bybit’s commitment to decentralized accountability and reflects the vital role of ethical hackers and blockchain researchers in safeguarding the crypto ecosystem.

Bybit’s Road Ahead: Balancing Compliance and Innovation

As Bybit cements its footprint in Europe with a MiCA license, the exchange is positioning itself as a compliant, transparent, and secure platform in an increasingly regulated global market. The move underscores the exchange’s intent to balance regulatory compliance with technological innovation, ensuring that its users benefit from cutting-edge features without compromising on safety or legality.

The Vienna headquarters will serve as a launchpad for future product rollouts, European market campaigns, and continued dialogue with regulatory authorities. Simultaneously, Bybit will focus on recovering from the February breach and reinforcing its internal security infrastructure.

A Pivotal Moment for Bybit and Crypto Regulation

Bybit’s MiCA approval marks a critical inflection point in the platform’s journey toward global legitimacy. As governments and institutions seek to bring structure to the digital asset space, Bybit’s proactive approach to compliance may set a precedent for other exchanges aiming to thrive in regulated environments.

With Austria as its European base, an ambitious education and R&D agenda, and a clear commitment to security and transparency, Bybit is poised to become a central player in the future of crypto within the EU and beyond.

Tether Dominates Crypto Landscape with Massive Bitcoin and Gold Reserves

Tether has emerged as a powerhouse, solidifying its position as the most profitable company in the crypto industry. With billions in Bitcoin and gold reserves, Tether is shaping the future of crypto-backed stability and wealth preservation.

Tether’s Strategic Crypto and Gold Reserves Surpass $16 Billion

At the Bitcoin 2025 conference in Las Vegas, Paolo Ardoino, CEO of Tether, revealed a compelling snapshot of the company’s financial muscle. Tether, the issuer of the USDT stablecoin — the world’s largest U.S. dollar-pegged digital asset — holds more than 100,000 BTC, valued at over $10 billion, and over 50 tons of physical gold, estimated at more than $6 billion.

This strategic stockpile puts Tether at the forefront of the digital currency revolution, not only as a liquidity provider but also as a formidable holder of hard and digital assets.

A $13 Billion Profit in 2024: Crypto Industry’s Top Performer

Tether’s profits in 2024 were nothing short of historic. The company raked in approximately $13 billion in net profit, cementing its status as the most financially successful firm in the crypto ecosystem. As other players scramble to keep pace, Tether’s ability to generate income at this scale highlights the value of its reserve strategy, which blends traditional and digital assets.

Bitcoin vs. Gold: Tether’s Diversified Philosophy

Despite the Bitcoin maximalism that dominates many corners of the crypto world, Ardoino defended Tether’s diversification into gold. Speaking to a crowd of passionate Bitcoin advocates, he emphasized that Bitcoin and gold serve different purposes — and are not in competition.

“Many bitcoiners don’t like talking about gold, as if gold takes away from Bitcoin. That’s not the case. Bitcoin is perfect. Gold is imperfect. But gold competes with fiat, not Bitcoin — that’s why we like holding a little gold,” said Ardoino.

This statement reflects a balanced investment thesis: while Tether remains firmly pro-Bitcoin, it sees gold as a hedge against traditional fiat instability, not as a rival to crypto.

Tether’s Reserve Report: Solid Backing with Tangible Assets

In its Q1 2025 reserve attestation, Tether disclosed that it held over $7 billion worth of Bitcoin at an average valuation of $83,000 per BTC. Its gold holdings, labeled as “standard physical bars,” are valued north of $6 billion.

This transparency underscores Tether’s commitment to maintaining high liquidity and trustworthiness, especially critical in a market frequently criticized for lack of clear backing and asset disclosures.

Bitcoin’s Price Surge Boosts Institutional Accumulation

As of late, Bitcoin’s price has remained resilient, even surging to a new all-time high of over $109,000. This upward trend is fueled by increasing institutional demand and corporate accumulation strategies.

Tether isn’t alone in its bullish stance. Firms like Strategy are going all-in on Bitcoin, while others are launching innovative financial products to merge crypto and traditional assets.

Cantor Fitzgerald Introduces Bitcoin Fund with Gold Protection

In a groundbreaking move, Cantor Fitzgerald Asset Management recently announced a new Bitcoin fund that will provide direct exposure to BTC with 1-to-1 downside protection linked to gold prices. This hybrid financial product reflects a growing trend of portfolio hedging in crypto investment — merging the stability of gold with the growth potential of Bitcoin.

The fund is being developed in partnership with Twenty One Capital, a Bitcoin treasury firm that recently acquired $458 million in BTC, and Softbank, showcasing the deepening integration of institutional capital in the crypto economy.

Tether’s Multi-Asset Strategy Sets Industry Benchmark

Tether’s dominance is not just about market capitalization or USDT circulation. Its bold strategy of blending Bitcoin’s explosive growth with gold’s historical stability offers a compelling blueprint for modern treasury management in the digital age.

As crypto adoption accelerates and traditional finance continues to converge with decentralized assets, Tether’s approach may become the gold standard — quite literally — for how to build, preserve, and scale value in the Web3 economy.

With billions in reserves, record profits, and a diversified strategy, Tether stands tall as the crypto industry’s most profitable and strategically poised company in 2025.

Netflix to Release “The Altruists”: A Star-Studded Limited Series on the FTX Crypto Scandal

Barack and Michelle Obama’s Higher Ground to Produce FTX-Inspired Drama

Netflix has officially announced an upcoming limited series that will dramatize one of the most shocking financial frauds of the modern age—the collapse of cryptocurrency giant FTX. Titled “The Altruists,” the 8-episode series is being developed by Higher Ground, the production company founded by former U.S. President Barack Obama and former First Lady Michelle Obama.

This gripping crypto scandal drama will feature Julia Garner, known for her standout roles in “Inventing Anna” and “Ozark,” portraying Caroline Ellison, the former CEO of Alameda Research. Opposite her, Anthony Boyle—celebrated for his performance in “House of Guinness”—will take on the role of Sam Bankman-Fried (SBF), the disgraced founder and former CEO of FTX.

FTX Collapse: One of the Biggest Cryptocurrency Frauds in History

The downfall of FTX and Alameda Research stunned the global financial community. Once considered a golden boy of the crypto world, Sam Bankman-Fried was heralded as a visionary with ambitions to reshape the global financial system. But behind the scenes, billions of dollars in customer and investor funds were being misused—resulting in one of the largest financial frauds of the 21st century.

Netflix describes the show’s premise as:
“Two hyper-intelligent young idealists attempt to revolutionize the global financial landscape—only to seduce each other into stealing $8 billion.”

Bankman-Fried’s crypto empire unraveled spectacularly, leaving a trail of shattered trust, ruined lives, and unanswered questions about regulation in the digital finance space.

Real-Life Drama: Prison Sentences and a Complicated Relationship

Sam Bankman-Fried was ultimately convicted and sentenced to 25 years in federal prison for defrauding customers and investors of approximately $8 billion. He had served as the CEO of FTX during its meteoric rise and catastrophic fall. Meanwhile, Caroline Ellison, who not only led Alameda Research but was also romantically involved with Bankman-Fried, was sentenced to two years in a medium-security facility after cooperating with investigators.

Their complex relationship will play a pivotal role in the Netflix series, adding a deeply personal dimension to a story that already captivated the global public.

“The Altruists” Backed by Award-Winning Creative Team

The show will be co-showrun by Graham Moore—Academy Award-winning writer of “The Imitation Game”—and Jacqueline Hoyt, known for her work on “The Underground Railroad.” Both will also serve as executive producers alongside the Obamas.

Higher Ground, since its founding in 2018, has focused on producing socially impactful stories. With “The Altruists,” the company aims to unpack a multi-layered tale of idealism, greed, power, and betrayal within the volatile world of cryptocurrency.

Speaking to Netflix’s official site Tudum, Moore shared his passion for the project:

“For nearly three years now, Sam and Caroline’s story has been my daily obsession. I’m so grateful to my friends at Netflix and Higher Ground for loving this story not only as much as I do, but in the same way that I do. And we can’t wait to show all of you why.”

Why “The Altruists” Is More Than Just a Crypto Story

While centered around the FTX collapse, “The Altruists” promises to explore broader themes including financial ethics, the illusions of tech utopianism, and the psychological dynamics of power and manipulation. It will dissect how youthful ambition and unchecked power can devolve into widespread deceit, especially in a loosely regulated digital economy.

With a top-tier cast and creative team, and the backing of the Obamas’ storytelling vision, the series is expected to draw comparisons to past prestige dramas like “Inventing Anna”, “The Dropout”, and “The Big Short.”

Anticipation Builds for Netflix’s FTX Drama Series

There’s no official release date yet for “The Altruists,” but anticipation is already mounting. Crypto enthusiasts, tech critics, and drama lovers alike will be watching closely to see how this explosive chapter in cryptocurrency history is brought to the screen.

By tapping into the cultural and financial chaos that surrounded FTX’s fall, Netflix is once again staking a claim at the intersection of entertainment, real-life scandal, and social commentary.